Home / Home loans
8.35%
Starting interest rate
48 hrs
Average sanction time
12+
Partner lenders
A loan for every need
Whatever you're financing, we place it with the right lender
🏠
Home purchase
Buy a ready or under-construction home with up to 90% funding.
🔁
Balance transfer
Move your existing loan to a lower rate and cut your interest.
⬆️
Top-up loan
Extra funds over your home loan, at home-loan rates.
🏗️
Plot + construction
Buy a plot and finance construction in a single loan.
🌏
NRI home loans
Tailored financing for non-resident Indians.
💼
Loan against property
Unlock funds against a property you already own.
Plan it out
EMI and eligibility in seconds
EMI calculator
Your monthly instalment
₹69,426
per month
Loan amount₹80 L
Interest rate8.50%
Tenure20 yrs
How much can you borrow?
Based on a 50% FOIR (EMI-to-income) cap
₹74.9 L
indicative eligible loan
Free home-loan tools
Check your CIBIL score and see the interest a prepayment could save you
Free CIBIL score check
See where you stand - no impact on your score
✓Instant result - no paperwork, no waiting
✓Soft check - never affects your score
✓Unlock your best-fit lender matches
Illustrative demo - a soft check that never affects your score.
Prepayment calculator
See interest saved from a lump-sum
₹17.56 L
interest you'd save
Loan amount₹50 L
One-time prepayment₹5 L
Compare partner lenders
We apply to the best fit for your profile
How it works
1
Apply once
Share your details in 2 minutes - no branch visits, no paperwork upfront.
2
We shop the banks
We compare offers from partner lenders and negotiate the best rate for you.
3
Sanction & disburse
We handle documentation and coordinate right up to disbursal.
Rates are illustrative sample data for this prototype and change frequently. My Aasthi is a facilitator, not a lender - actual eligibility and EMI depend on your lender, credit profile, property and processing charges.